Not sure whether you need a will, a trust, or both? This quiz asks 5 simple questions about your situation and gives you a specific recommendation — including exactly what to buy and what it costs.
Question 1 of 5
Do you have children under 18?
What Each Option Includes
| Feature | Will ($69) | Trust ($159) | Attorney ($1,500+) |
|---|---|---|---|
| Last will & testament | ✅ | ✅ (pour-over) | ✅ |
| Guardian designation | ✅ | ✅ | ✅ |
| Financial POA | ✅ | ✅ | ✅ |
| Advance directive | ✅ | ✅ | ✅ |
| Avoids probate | ❌ | ✅ | ✅ |
| Privacy (not public) | ❌ | ✅ | ✅ |
| Incapacity protection | ❌ | ✅ | ✅ |
| Personalized legal advice | ❌ | ❌ | ✅ |
| State-specific | ✅ | ✅ | ✅ |
Want a More Detailed Comparison?
- Will vs Trust — full comparison
- Best online will makers — 6 services compared
- How much does a will cost?
- Estate planning checklist — 20 items
The Quick Answer Without the Quiz
Rent + simple finances + no kids: Will ($69)
Rent + kids: Will ($69) — guardian designation is critical
Own a home + no kids: Trust ($159) — avoids probate
Own a home + kids: Trust ($159) — avoids probate + guardian in pour-over will
Blended family / business / $1M+ estate: Trust + attorney consultation
Single parent: Will ($69) TONIGHT — guardian is the priority
Frequently Asked Questions
Do I need a will or a trust?
If you rent and have simple finances: a will ($69). If you own a home or have $100K+ in assets: a trust ($159). If you have children: you need at least a will for guardian designation — add a trust if you own a home. Take our quiz above for a personalized recommendation.
Can I start with a will and add a trust later?
Yes. Many people create a will first, then upgrade to a trust when they buy a home or their assets grow. Trust & Will makes it easy to upgrade within their platform.
What if I need both a will and a trust?
If you get a trust, it comes with a 'pour-over will' that handles anything not in the trust (including guardian designation). Trust & Will's $159 trust package includes both documents.
How accurate is this quiz?
This quiz provides a general recommendation based on common estate planning factors. For complex situations (businesses, blended families, special needs, high-value estates), we recommend consulting an estate planning attorney for personalized advice.
Is there a free option?
FreeWill offers a basic will for $0 (no trust, no POA, no advance directive). For most people, the $69 Trust & Will package (will + POA + directive) is worth the cost.